FIRM OVERVIEW ATTORNEYS PRACTICE AREAS RESULTS AUTO ACCIDENT INFORMATION DO'S AND DON'TS CONTACT US   Accident Reference Guide Name: Phone Number: Email: Addtional Details: HANSON & HANSON, P.A. Attorneys At Law 617 West Colonial Drive Orlando, Florida 32804 Toll Free 1-800-426-7662       The Ten Commandments To Help You Avoid Costly Mistakes And Delays Immediately, go to the doctor and do not miss any appointments. Stop! Do not sign any papers Immediately, gather and bring all papers to us. Immediately, get your vehicle out of storage no matter what. Preserve your evidence before it disappears. Immediately find out if you will need surgery before you run out of auto insurance money to pay for it. Keep a diary. Start today. Do not tell anyone about how the accident happened no matter what. If you were driving and got a ticket for bad driving, immediately, tell your lawyer before you take other action. Preserve your right to receive Workers' Compensation benefits in case you need those benefits later. Instructions On How To Get Your "No-Fault" (P.I.P.) Benefits, Such As Lost Wages. To receive 60% of your lost wages, immediately have your employer fill out and sign the 'wage loss verification' form (that we gave you), and return it to us. To receive 60% of your lost wages, bring or mail to us your doctor's written orders to stay 'off-the-job'. To receive reimbursement of 80% of your prescription medication expenses, bring or mail your prescription medication receipts to us. To receive your travel allowance for your medical travel, fill out, sign and return to us the mileage forms (that we gave you). To receive reimbursement of the costs of the regular yard work and regular house work that you hire others to do while you are too hurt to do it yourself, bring or mail us your yard work and house work receipts or bills. Two Remaining Instructions For Later Do not expect any money from the other side for 40% of your lost wages or for 20% of your medical bills until your case is settled (because those amounts are included as part of your settlement). After your doctor permanently discharges you from all medical care, call your lawyer to tell him (do not ask him) what is going on with your case. About "No-Fault" (P.I.P) Auto Insurance. What 'No-Fault' (P.I.P) auto insurance is. What 'No-Fault' (P.I.P.) Auto Insurance Pays For Which Auto Insurance Company Pays Your What Happens If You Give Up Your Right To Receive Your Auto Insurance Rates Will Not Go Up For A 'No-Fault' (P.I.P.) Claim (Unless You Were At-Fault) How The Expenses That Are Not Eligible To Be Paid By 'No-Fault' (P.I.P.) Insurance Are Usually Paid How Long It Takes To Get 'No-Fault' (P.I.P.) Benefits (Such As Lost Wages, Reimbursement Of Prescription Medicine Receipts, Reimbursement Of The Costs Of Regular Yard Work And Regular House Work, And Mileage Allowance For Your Medical Travel) About The Deductible On 'No-Fault' (P.I.P.) Auto Insurance (Usually $1,000.00) You usually receive the same amount of money for expenses as you would have received before the 'No-Fault' (P.I.P.) law. About The Vehicle. Immediately, get your vehicle out of storage no matter what. Take Charge And Push Your Vehicle Claim. What You Do, And What We Do. If You Bought 'Collision' Auto Insurance For Your Own Car, Then You Have A Choice As To Which Auto Insurance Company To Use For Your Vehicle Claim. Comparing The Two Auto Insurance Companies As To Which One Will Act Quicker And Pay In Full On Your Vehicle Claim In Full. Comparing The Two Auto Insurance Companies As To Which One Will Pay You More For The Total Loss (Sale) Of Your Vehicle. Conclusion For Which Auto Insurance Is The Best Overall To Use For Your Vehicle Claim. What To Do On Your Vehicle Claim (Step-By-Step). What To Do For Repairs Of Your Vehicle. What To Do For The Total Loss (Sale) Of Your Vehicle. How Much The Insurance Company Pays For The 'Total Loss' (Sale) Of Your Vehicle. Contrary To What Most People Believe, The Insurance Company Is Not Required To 'Pay Off' Your Vehicle Loan. About 'Gap' Insurance. You Must Cooperate With Paperwork In The 'Sale' Of Your Vehicle. Disputes Over Value. About 'Book Value'. The 80% Rule. About The Rental Vehicle How To Get A Vehicle Rental. If you have vehicle rental insurance on your own auto insurance policy. On the other hand, if (like most people) you do not have vehicle rental insurance on your own auto insurance policy. How Long You May Use The Rental Vehicle For Repairs. How long you may use the Rental Vehicle for Total Loss. The Requirement That You Have A Credit Card To Rent A Vehicle. The Requirement That You Be Over 25 Years Old To Rent A Vehicle. No Reimbursement From Any Insurance Company For Any Upgrades In Size Or Value Compared To Your Vehicle. About Vehicle Insurance On The Rental Vehicle. If You Do Not Rent A Vehicle During Repairs, You Are Entitled To Money Just For 'Losing The Use' Of Your Vehicle During Repairs And While Awaiting Replacement Parts. About The Payment For Loss Of Value Of Your Properly Repaired Vehicle. Limits On Lawsuits Oer 'Loss Of Value' Of Your Vehicle And How Those Limits Encourage Insurer Fraud. You Do Not Pay Us Legal Fees On Your Vehicle Claim (Even If We Get Money For You) Unless We File A Lawsuit Over It. About Using Your Non-Auto Medical Insurance Or Government Medical Benefits The Rule. Reason for the Rule #1 - (It's the law) Reason for the Rule #2 - (Debt) Reason for the Rule #3 - (Choice of Doctor) Reason for the Rule #4 - (Delays) Exception to the Rule #1 - (To avoid damage to credit) Exception to the Rule #2 - (To avoid disruption of medical care) Exception to the Rule #3 - (To benefit from 'capped fees' as to that portion of your medical bills that exceed $10,000) The Rule That Applies Even To The Exceptions To The Rule. If You Must Use Your Regular (Non-Auto) Medical Insurance Or Similar Government Medical Benefits (Such As Medicaid, Medicare Or Workers' Compensation) After Your Auto It Is Your Job To Coordinate All Regular Non-Auto Medical Insurance Benefits (Including Workers' Compensation). Common Questions And Answers Do I have a 'case'? When will I know whether I have a case? What can I do to speed up my case? How much is my case worth? When do settlement negotiations begin? Will my auto insurance rates go up? Is your office responsible for coordinating my medical care? Did you talk to my doctor about my case? How long will it take? How do settlement negotiations work? Who settles my case? What if my case doesn't settle? How much will I get? What if I don't want to fully pay money to everyone that I owe out of my settlement money? But, didn't you tell me on the phone that I would get $10,000.00 just for me. What is a 'closing'? Legal Problems That Are Impossible To Overcome What is a 'Policy Limit'? What is a 'lien'? Attorney Fees And Costs How does my first lawyer get paid? How are Attorney fees calculated? What are legal costs? How the Client's legal costs are paid.     Home | Firm Overview | Attorneys | Practice Areas | Cases of Interest | Auto Accident Info | Do's and Don't | Contact Us | Disclaimer | Search © 2010 Hanson and Hanson, P.A. All rights reserved.