If you were employed on the date of the accident, hand-deliver the "wage loss verification" form (that we gave you) to your employer (the person in charge of payroll records). (Employers usually refuse to sign (or delay in signing) legal papers that they receive by mail from lawyers that they do not know, so it is better for you to hand-deliver these papers to your employer yourself to ask for their signatures, instead of us mailing the papers to them.) Explain to your employer that you are seeking reimbursement of 60% of your lost wages from the appropriate auto insurance company. Explain to your employer that you are not seeking any reimbursement of your lost wages from your employer (the company itself) or from any of its insurance companies. Explain to your employer that the appropriate auto insurance company will not reimburse you for 60% of your lost wages unless he or she completely fills out and signs the form (which the law requires the employer to do). Florida Law # 627.736(6)(a). In order to avoid delay, tell your employer (the person) that you will wait for him or her to fill out and sign the form. Once the form is filled out and signed, return it to us, so we can send it by certified mail to the appropriate auto insurance company (which must reimburse you for 60% of your lost wages) after the deductible amount is met. The insurance company will not reimburse you for 60% of your lost wages for (up to) thirty (30) days after they receive that form correctly filled out and signed by your employer (along with your doctor's written order to stay "off-the-job" described in paragraph #12 below). So do not delay. If you were self-employed on the date of the accident (or are paid in cash or by tips), immediately bring us your income tax records (for the last three years) to prove how much you earn for "wage loss" (or lost business profits) reimbursement purposes. If (like most people) you have a $1,000.00 deductible that applies to your medical bill, wage loss, mileage, or yard and house work claims, you will not receive any checks for 60% of your wage loss for several weeks, because it takes that long for 80% of your medical expenses to exceed the $1,000.00 deductible amount. Once that happens, you usually get paid 60% of your lost wages right away. Contrary to what most clients believe, you are not eligible for lost wages because your vehicle was damaged or destroyed in the accident or because you had rental-vehicle problems. Instead, your eligibility to receive lost wages is determined solely by whether your doctor orders you to stay "off-the-job" in writing. Transportation problems (like vehicle repair, vehicle destruction or rental problems) are handled by a transportation solution (such as a rental car or payment for losing the use of your vehicle during repairs), not by "lost wages". This is so even if your transportation problems are what actually kept you from going to work. Your insurance rates will not go up because of your wage loss claim (unless you were at fault). Florida Law # 626.9541 (o)(3)(4)(5). We do not charge you a fee for this. Our fees are based on the amount of any settlement later in the case.