Exception to the Rule #3 - (To benefit from 'capped fees' as to that portion of your medical bills that exceed $10,000)
If your medical bills will be a lot more than the $10,000.00 you have
available in your regular auto "No-Fault" (P.I.P.) insurance policy,
and if your (non-auto) medical insurance (or government-type benefits)
"caps" the rates the doctor or hospital can charge you, then using your
regular (non-auto) medical insurance or similar benefits for that
portion of your medical bills that exceed $10,000 could save you a lot
of money (when compared to the "letter of protection" alternative for
bills that exceed $10,000). This is because some non-auto medical
insurance companies negotiate "capped" rates with doctors and hospitals
for medical services that are much less than the doctor or hospital
would charge others for the same medical service. So, even though you
must pay your regular non-auto medical insurance company (or government
agency) back, that "capped" amount that you must pay back can be much
less than what you would have owed on the same bill to the same doctor
or hospital without benefit of the "caps" (as result of a "letter of
protection" alternative for example).
For more information about Using Your Non-Auto Medical Insurance Or Government Medical Benefits in Orlando contact Hanson &
Hanson, P.A. today at 1-800-426-7662 to schedule your free initial
consultation. More information about Orlando Auto Accidents can be
found in the practice areas section of our website.
